I'm sorry. I'm in a similar boat.
I'm going to see if I can figure something out, but I might have to give this up this year and re-apply to more fully funded MFA's next year (I'm a playwright) and apply to some additional programs that offer more aid that I didn't know about. It really, really sucks. To be honest, I'm kind of mad at myself for even applying to this program. Like, I didn't realize it was this expensive I guess because NYU is really sneaky about making their tuition costs public. I've been upset about it for like 2 days now, but yeah. I know that the soul crushing debt of this program will make it impossible for me to continue writing once I'm on the other side of it. It's just way too much debt for a degree that really doesn't guarantee anything.
I talked to an alum today and they said that the worst part about the debt, is that it makes it really hard for people to write on the other end of things because they're so bogged down with working jobs in order to pay their loans / rent. It really made me reconsider to be honest.
It feels extremely unfair to get this far and then not be able to attend because of tuition, but that's the raw deal unfortunately.
It's even tougher when you see some people get like 60k in aid and you're like, welp, guess they didn't like me enough.
All to say, I wish I was rich!